mtengo kumasulidwa

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Kodi mtengo wamtengo wapatali ndi wotani?

Der mtengo kumasulidwa makamaka zimakhudzana ndi kubwereketsa ndalama. Chotsalira chotsalira chomwe chololedwacho chikhalire kumapeto kwa nthawiyi chimaikidwa pano ngati mtengo wotengerako. Chotsalira chotsalira ndi mtengo umene wogwira ntchitoyo angatenge pa chinthu chokongoletsera kumapeto kwa nthawi yogulitsira. Mtengo wa mtengo wotsalawo watha kale pa nthawi yomaliza mgwirizano ndipo inalembedwa mu mgwirizano wotsatsa. Komabe, pa nthawi yogulitsira, zifukwa zingapo zingachepetse mtengo wa chinthu chokongoletsedwa ndipo izi zikhoza kuvulaza bwanayo. Pamapeto pake, bwanayo ali ndi mwayi wosankha chinthu chomwe wagulitsidwa kapena kuchigulitsa kwa munthu wina.
Komabe, mtengo wopititsa patsogolo uli ndi tanthauzo kumalo a ngongole.

Malipiro amasungidwa mu bizinesi ya ngongole

Mtengo wotengeramo umatanthauzanso ntchito yamalonda, koma uli ndi tanthauzo losiyana komanso limakhala ndi gawo lobwezeretsa ngongole kapena ngati kukonzanso ngongole. Pankhani ya kuthetsa ngongole, ngongole imodzi kapena zingapo zingathe kuphatikizidwa ndi munthu mmodzi kapena angapo ogulitsa ngongole yaikulu.
Okwanirawo amatha kusankha kukonzanso ngongole kapena kukonza ngongole, popeza izi zimapindulitsa kwambiri. Kumbali imodzi, pali ndondomeko yabwino ya zachuma ndipo, pang'onopang'ono, mtengo wa ngongole waperepetsedwa, pamene chiwongoladzanja cha mwezi uliwonse chikuchepa ndipo kuchuluka kwazitsulo kumachepa. Nthawi zambiri, nthawi ya chiwombolo imachepetsedwanso. Asanatuluke, munthu wobwereka ayenera kupereka pempho kwa wobwereketsa. Pakati pa zokambirana, mtengo wamtengo wapatali tsopano ukukambirana.

zikuchokera

Mtengo wamtengo wapatali ndi chiwerengero cha masamu ndipo umasonyeza kuti ndiyomwe ikufunikabe panthawi inayake panthawi ya mgwirizano. Ndalama yamagulu ili ndi zinthu zambiri. Izi zimaphatikizapo ngongole yotsalira yomwe ikukhalapo komanso chidwi chomwe chidzachitike ndi tsiku lofunidwa la chiwombolo. Komabe, malipiro owonetsera ndalama angaphatikizepo ndalama zowonetsera ndalama komanso ndalama zowonongeka zomwe zikuchitika ndi wobwereka. Ena okonza ngongole amafunanso kubwezera koyambirira. Izi n'zimene anthu ambiri amalandira ngongole pamene ngongole imathetsedwa msanga. Ndalama zotsimikizirika zotengeramo zimaperekedwa ndi banki yomwe imalandira ngongole kapena ngongole. Popanda chithandizo, kugonjera ngongole kumakhala kosavuta, kosavuta komanso kosavomerezeka.

chitetezo ngongole

Chotsatiracho chiyeneranso kuganiziridwa kuti chikhale chonchi. Izi ndizo chuma chomwe cholinga chake ndikutsimikizira kuti wobwereka akhoza kubwezera ngongoleyo ndi chiwongoladzanja chokwanira pa nthawi yomwe mwagwirizana. Amalonda ambiri amafunanso ndalama ngati akuwona kuti ngongoleyi ndi yoopsa kapena ngati ali ndi nkhawa kuti wobwereka sangathe kulipira ngongoleyo ngati wobwereka sali wokongoletsa mokwanira. Kuwomboledwa kwa ngongole kumakhala ndi nthawi yochulukirapo ndipo sikumapita mopanda tsankho pa siteji. Pankhani ya chitukuko, osati wobwereketsa wothandizira yekhayo ayenera kukhala wogwira ntchito komanso wogulitsa ngongole. Ngongole yatsopano imalowetsa mabvuto omwe alipo kale ndipo imatenga ndalama kuchokera kwa wobwereka wakaleyo. Wogulitsa ngongole akale amalandira mtengo wotengerapo pokhapokha atapereka ndalamazo ku banki yodutsa. Ngati kusamalidwa kwa ndalama sizingatheke, wogulitsa ngongole akale sangalandire mtengo wogulitsira ndipo kubwezeredwa kwa ngongole akuonedwa kuti walephera.

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