akusowekapo ngongole

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Kodi ngongole yopanda kanthu ndi yotani?

Ngongole zopanda kanthu ndizodziwika bwino pamabanki ndi bizinesi. Inu nokha mwakhala mwamvapo lingaliro ili kale ndi akusowekapo ngongole ngongole yopanda malipiro. Iwe monga wobwereka ukhozanso kupeza ngongole yopanda kanthu ngati mwakonzekera ndi banki kukhala mgwirizano wapadera ku mtundu uwu wa ngongole, komabe, ngongole zopanda kanthu zikugwirizana ndi mikhalidwe yapadera. Kawirikawiri, ngongole yopanda kanthu imaperekedwa pamodzi ndi ngongole yobwereketsa ngongole ndi ngongole yofanana ndikufunikanso ndi ngongole kuti muteteze ndalamazo.

Ngongole yopanda kanthu ndi ngongole popanda chitetezo chapadera

Ndi mabanki kuti aganizire ngati amapereka ngongole zomwe ziri zotetezeka kwambiri. Izi ndi zoona zokhazokha, komabe, chifukwa banki idzatsimikizira ngati ngongole yopanda kanthu imapatsidwa kwa inu. Izi ndi zokhudzana ndi kuopsa kwa malonda a mabanki pa nkhani ya ngongole yopanda kanthu. Ngongole yopanda kanthu ikhonza kuwonedwa ngati ngongole yobwezeretsa ndalama, monga ogulitsa magalimoto amagwiritsanso ntchito mtundu umenewu wa chithandizo choyamba pa bizinesi yawo pogwiritsa ntchito ngongole yopanda kanthu, yomwe imaperekedwa mu gawo lina, kwa amalondawa. Bzinesi yopindulitsa imapereka ndalama ndi ngongole yopanda kanthu. Zinthu monga bizinesi ya banki ndi wogula, kugwiritsidwa ntchito kwa banki ndi zochitika zina ndizofunikira. Palibe amene amalandira ngongole kapena ngongole yopanda kanthu popanda ndalama. Kodi umphumphu wa banki wanu ngati wogula ndi funso liti lomwe banki likukumana nalo mukamapereka ngongole yopanda kanthu? Kodi ubale wa bizinesi ndi banki yako ndiyitali bwanji, ndipo apa pali zinthu zofunika zomwe zimatsimikiziranso kuti ngongole yopanda kanthu. Komabe, palibe kukonzedwa kwapadera kwa ngongole yopanda kanthu komwe kumaperekedwa kwenikweni, ndipo banki imakhala ndi chiopsezo chokha mu mphoto. Mosiyana ndi bizinesi ya makasitomala, malondawa amagwiritsidwa ntchito popereka malonda kwa makasitomala. Palinso zolemba ndi ngongole imeneyi popanda chopadera.

Makasitomala amalonda ndi mitundu ina ya zinthu zopanda kanthu

Makamaka pamene mukufuna chidwi cha ngongole ya nyumba monga munthu wapadera, momwe mawu akuti blankodarlehen amatenga tanthawuzo. Pankhani ya malonda a malonda ndi maofesi omwewo, mtundu wa ngongolewu ndi woyenera komanso umaloledwa ndilamulo la mabungwe a mabungwe kumabanki. Mobwerezabwereza, tikukambirana za ngongole zazing'ono zopanda chitetezo, ngongole zothandizira, komanso ndondomeko zopanda malire zopanda ntchito. Mtundu uwu wa ngongole umapanganso ntchito yofunikira kwambiri mu bizinesi ya makampani. Ndalama zachuma ndi ndalama zothandizira ndalama ndizofunika zothandizira malonda. Mabungwe amapereka zowonongeka zofunikira ndi mtundu uwu wa ngongole yopanda kanthu, amagwiritsidwa ntchito pokhapokha ngati ali ndi ngongole yoyenera ngongole ya makasitomala. Inu nokha onani momwe ndalamazi zimagwiritsidwira ntchito molimbika kwa mitundu yosiyanasiyana ya ndalama zakanthawi. Chofunika kwambiri ndi chofunika kwambiri kwa inu ndizo ndalama zogulitsa ngongole ndi ngongole zogulitsa zogwirizana ndi Bauspardarlehen. Malo osungirako ndalama kuchokera ku ngongole amadziwikanso ngati ngongole zopanda kanthu, monga momwe ngongole imaperekedwera popanda chitetezo chapadera kapena ngati chenicheni, popanda chipangizo chapadera. Ngongole zopanda kanthu zambiri zimaperekedwa ndi mabanki, monga momwe mungaganizire. Nthawi zonse zimapereka ndalama zowonjezereka komanso zosavuta. Choncho ndizofunikira ku ngongole zazing'ono komanso komanso ndalama ngongole, zomwe ziri zochepa pa msinkhu wawo. Kuopsa kwa mabanki kotero ndi kosamalirika ndipo kulandira ngongole kumapindula kudzera muzochitikira komanso kuwunika kwa kasitomala.

Monga tanenera kale, banki imadziwonetsanso yokha motsutsana ndi makasitomala awa. Tiyeni titenge chitsanzo cha wogulitsa magalimoto amene amafunikira ngongole yotereyo kuti azipeza ndalama zochepa. Pano banki idzapempha chitetezo makalata a magalimoto amene wogula amagula ndi ngongoleyi. Ngongole yomanga nyumba ikufanana, koma palibe kulowetsa mwachindunji kwa ngongoleyi kumalo osungirako katundu, omwe makasitomala amagula ndi ndalamazi. Motero amawona kusiyana kwa mtundu umenewu wa ngongole.

Palibe mavoti apabe.
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