Akzeptkredit

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Kodi Ngongole Yolandiridwa Ndi Chiyani?

Der Akzeptkredit wakhala ndalama zosawerengeka kawirikawiri ndipo chotero ngongole iyi sidzadziwikanso kwa inu.

Ngongole yobvomerezeka imagwiritsidwa ntchito popereka ndalama ku malonda akunja makamaka kuntchito zachuma zofunikira. Iwe monga wogula payekha simungamvetsepo za mtundu wochepa wa ndalama pokhudzana ndi ngongole yosinthanitsa, ndipo muyenera kudziwa kutengeka kwa banki ngati mukufuna kutanthauzira mtundu wochepa wa ndalama. Kodi mungagwiritse ntchito chiyani khadi la ngongole?

Funsoli layankhidwa mwachidwi, popeza kuchuluka kwa mitundu ya ndalama zakhalira mtundu uwu wa kulipira ngongole. Ndiyo, yokha, mawonekedwe a ndalama zakanthawi zochitira malonda ku malonda akunja. Ndalama iyi ya ngongole yovomerezeka yakhala yosafunika chifukwa cha kusowa kwa ndalama zogulira. Zotsutsana zambiri zomwe zili m'munda wa zolipira zapadera, zomwe zimalongosola kuti chitukuko chachinsinsi cha bizinesi ya mabanki.

Kupeza ndalama mu bizinesi kunja

Kutumiza ndi kutumiza kunja kumagwira ntchito yofunikira kwambiri yachuma ku Germany. Kutuluka kwa malonda a malonda akunja ndi olimba kwambiri lero kupyolera mu kudalirana kwa dziko lonse ndipo palibe kampani yomwe ingakhoze kuchita popanda kutuluka kwa katundu. Komabe, ngongole yovomerezeka yaleka kugwiritsidwa ntchito, chifukwa kuwononga kwa masiku ano kwatayika ngongole yobvomerezeka pokhalapo ndi kugwiritsa ntchito. Ngongoleyi imadziwikanso monga kulandiridwa ngongolechifukwa banki yoyenera imapereka ngongoleyi chifukwa cha chiwombolo cha ndalamazo. Malipiro osinthana nawo akhala osamveka njira zothetsera lero. Makampani ali ndi zakale adagula katundu popanda bili ndipo amatenga ngongole izi ndi ngongole. Izi zikutanthauzira tanthawuzo ndipo lero ndi zapadziko lonse ndipo zimaperekedwa mwachindunji. Kuphweka kwa ndalama zomwe mungasankhe ndi mitundu yosiyanasiyana ya ndalama zovomerezeka padziko lonse, komanso kukhazikitsidwa kwa euro, zachititsa kuti pakhale chitukuko chomwe chasintha njira yolipira ku EU. Masiku ano, sagwiritsanso ntchito bizinesi yogwiritsira ntchito, zomwe zimatsimikizira kuti katundu amalipiranso pamapeto a chithandizo. Zifukwa zambiri zimatsutsana ndi ngongole yovomerezeka iyi. Ngongole yobvomerezedwa ndi gulu la ngongole ya ngongole, apa palibe mawu omwe amavomerezedwa payekha, koma ngongole zosinthanitsa zimagwirizana pa chitsimikizo cha ngongole ndi banki ngati ngongole ya malipiro.

Kuvomerezeka kwa banki ndi mawu ndi miyambo

Ngongoleyi imayambira nthawi yomwe malonda akugulitsa ndi kutumiza kunja anapangidwa motsutsana ndi bizinesi yosinthanitsa. Mipikisano yowonjezera inkawoneka muzinthu zachuma monga ndalama ndi ndalama. Boma likufunanso ndalama zogulira pa bili zosinthanitsa, ndipo masiku ano malonda a mtundu umenewu akukhazikitsidwa mu kuchotsera. Zikuwoneka ngati zovuta kwambiri, chifukwa zowona, ndizofunikira kuti zithetsere ngongole yobvomerezeka. Kulandira ngongole kukugwiritsabe ntchito lero, ntchito yake ndi mawonekedwe ake akufotokozedwa. Zomwe sizinayanjane mu mayanjano a zachuma nthawi zambiri zimakhala ndi mavuto pakubweza ndalama. Malonda akunja amagwiritsa ntchito ngongoleyi kuti ateteze kusintha ndipo mabanki amapereka chitsimikizo cha ndalama zowonjezera pamutu wakuti "kuvomereza ngongole". Nthawi zonse zimakhudzana ndi katundu ndi ndalama ndipo ndondomeko yonse ikuchitika mu malonda akunja. Malipiro osinthanitsa sali otchuka kwambiri masiku ano ndipo kotero ngongoleyi ndi lingaliro losafunika kwenikweni mu gawo la malipiro olipira. Lero ndi lophweka kwambiri ndipo makampani ambiri lerolino amagwiritsa ntchito njira zosiyana zogulira ndi kulipira katundu. Mtundu uwu wa ndalama zothandizira ndalama, komabe, zikuthekabebe ndipo lingaliro la kulandira ngongole liyenera kudziwikiranso kwa inu. Banki imapeza ndalama izi pogwiritsira ntchito chitsimikizo cha ngongole kampani isanayambe kusinthanitsa ndi ndalama zogwirizana.

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