amortization

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1352

amortization mu nthawi ya nyengo
Mawu oti "kuchepetsa" kapena "kutaya malire" amachokera ku French ndipo amatanthauza "kubwezera" (amortir). Pali malingaliro osiyanasiyana oyenera kuganiziridwa. Chofala kwambiri ndi nthawi ya nthawi yoyendetsera nthawi kapena nthawi yokwanira. Zimatanthauzanji kuti zimatenga nthawi yaitali bwanji kuti ndalama zitheke (kugwiritsa ntchito ndalama, ndalama) kuti zilipire. Izi zikutanthauza kuti ndizofunika nthawi yochuluka bwanji kuti phindu likhale phindu lenileni. Poyamba ndikutayika kwenikweni, zomwe zimatha kufika pamapeto mpaka potsiriza gawo la phindu likuchitika. Komabe, izi siziyenera kuchitika nthawi zonse. Ndalama zaumwini zimachotsedwa kapena zowonongeka panthawiyi. Izi zimaphatikizapo ndondomeko yabwino ya zochitikazo. Inde, zosankha zimapangidwanso kuti ndi zinthu ziti kapena zinthu zomwe zimaperekedwa. Chiwerengero cha nyengo chikhoza kusintha mosiyanasiyana ndipo chimadalira zifukwa zingapo. Izi ziyenera kulinganiziridwa mosamalitsa ndi kuyesedwa bwino ndi chithandizo ndi luso lothandiza.

Amitundu amasiyana
Lingaliro la kugwedeza ntchito limagwiritsidwa ntchito mu sayansi ya zachuma, zamakono zamakono komanso m'zinthu za sayansi zalamulo. Chiyambicho chimakhala ndi chizindikiro ichi kale ku Middle Ages mpaka kufika mu 20. Century. M'mbuyomu, kugwirizana ndi chuma cha tchalitchi kunagwiritsidwa ntchito pamwamba pa zonse. Chiyambi ndi chakuti katundu adachotsedwa kudziko lachuma. Malire a kuchepetsa malipiro amalamulira kuchuluka kwa ndalama zovomerezeka zazofunika. Ndalama zomwe zimayendetsa ndalama zimachokera kumbuyo kwa ndalama zomwe zimayendetsedwa. Mwamsanga pokhapokha phokoso lazinthu zowonjezera ndi kubwezeretsa ndalama zatha, ichi ndi ndalama zowonjezera. Ndifunikanso kulingalira za kuthetseratu ndondomeko yomwe yaperekedwa kale.

Nthawi ya msonkho
Amitundu ndi nthawi ya msonkho ya kubwezeredwa kwa mgwirizano kapena ngongole. Izi zinayambidwa ndi ndondomeko yowonongedwa kale. Tingathenso kunena za kubweza ngongole mogwirizana ndi ngongole. Ndikofunikira kuti mtengo wogulitsa kapena ndalama zogula ziyenera kupitilira kuti uyankhule za kubwereketsa. Komanso kubwezeredwa kwa ngongole kumatchedwa kuchepetsa ndalama. Masoka otayika amavomerezedwa ndipo ali atasinthidwa. Mofananamo, kusintha kungapangidwe pamaso pa a magistrate. Mfundo ina ndi kuchotsedwa kwa magawo a GmbH, omwe akuphatikizanso kufotokozera ndalama.

Nthawi yowonongeka
Ndalama zoyendetsera ndalama ndizo nthawi yomwe ndalama zogulitsa zimatha kupezeka kuchokera kubwezeredwa kwa likulu. Zonsezi zimakhala zovuta. Izi zimaphatikizapo kuchepa, phindu ndi chidwi chodziwika. Kusiyana ndi nthawi yowonongeka kwenikweni ndi nthawi yowonongeka. Izi zimamveka ngati kubwezeredwa kwa polojekitiyi. Chiŵerengero cha chiwongoladzanja chimagwiritsidwanso ntchito mu kuchuluka kwa kuwerengera kwa kuwerengera. Ndondomeko zopanga ndalama zimayesedwa potsata phindu lawo komanso zoopsa zomwe zilipo.

Kuwerengera nthawi yobwezera
Pali njira ziwiri zowerengera nthawi yobwezera. Kumbali imodzi njira yowonjezera ilipo ndipo yachiwiri mwina ndi njira yowonjezera. Njira yowonjezera imagwiritsidwa ntchito pazinthu zonse zapachaka zachuma. Muzochitika zina zosiyana, komabe njira yowonjezera imagwiritsidwanso ntchito pakukamba nkhani zosiyanasiyana zapachaka zachuma. Njira yowonjezereka ndiyo, yokha, yokhayo yokha yofotokozera ndalama za pachaka zosiyanasiyana.
Kuwerengera nthawi yobwezera ntchito pogwiritsa ntchito njira yowonjezereka:
Malamulo onse apachaka a ndalama ayenera kuwonjezeredwa poyamba. Izi ndizogawidwa ndi nthawi yogwiritsira ntchito kudziwa kuchuluka kwapachaka pachaka. Pankhani ya zowonjezereka, mawerengero ang'onoang'onowa angatheke.

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