Kutengera ndi anzawo kukongoza

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Kodi ngongole ya anzawo ndi yani?

ndi Kutengera ndi anzawo kukongoza ndi ngongole yoperekedwa ndi munthu payekha kwa wina aliyense payekha. Anzako ndi munthu yemwe ali wofanana ndipo ali wa gulu lomwelo monga munthu wina. Mosiyana, pali malo apamwamba pakati payekha ndi banki.

Mtundu uwu wa ngongole imatchulidwanso kuti ngongole ya munthu-kwa-munthu - chidule chofanana ndi P2P. Ngati mumabwereka ndalama kwa mbale wanu kapena mnzanu, ndi ngongole.

Komabe, ngongole ndi wobwereka sayenera kudziwana. Mwachitsanzo, pali nsanja pa intaneti pakati pa anthu omwe ali payekha omwe akufuna kapena amapatsidwa ngongole.

Zifukwa za ngongole za anzako

Chitukuko cha anzanu ndi zowonjezera chingakhale ndi ubwino komanso kuipa kwa mitundu ina ya ngongole.

ubwino

Pamene mutenga ngongole kubanki, ndalama zina monga ndalama zothandizira zingabwere. Komanso, mabanki ambiri ndi makampani aulere omwe akufuna kugwira ntchito zachuma ndikupanga phindu.

Pankhani ya ngongole ya anzanu, phindu ili (ngati chigwirizano chikuvomerezedwa) mwachindunji kumapindulitsa munthu wina. Ngati munthu yemweyo atapereka ndalama zanu ku banki, nthawi zambiri mumalandira chiwongoladzanja chochepa kusiyana ndi ngongole yachinsinsi kwa munthu wina.

Ena borrowers komanso chiyembekezo cha kumvetsa anthu a wobwereketsayo - mwachitsanzo ngati alipire ndi mochedwa kapena bwinobwino pamene ndalama anabwereka akhoza mudzalipidwa chimodzimodzi.

kuipa

Komabe, kufuna kumvetsa ndi mavuto ambiri oyitanira malipiro lotseguka ndi mwayi kuthekera kwa wokongoza. Ngati mukongoletsa kanthu munthu ndalama ndi amodzi alipire akuti wakhala anavomera, mukhoza mutengeko ndalama pambuyo nthawi ino. Banki ili ndi njira yowakhazikika ndipo kawirikawiri imagwira ntchito ndi alangizi omwe nthawi zonse amachita nawo milandu yotereyi. Monga munthu wapadera, izo zikutanthauza khama lalikulu kwa inu.

Komabe, zowonongeka ndizotheka kwa wolandira ngongole ya anzanu. Okwanira ambiri amachita manyazi chifukwa chokongola ngongole. M'malo mwaumwini, izi zingayambitse kusamvetsetsana komanso kudzimva kukhala wolakwa kungakhale zolemetsa pa ubwenzi ndi maubwenzi. Ngati iwe ndiwe wokongoza ngongoleyo, ukhoza kukhala ndi zilepheretsero kuti uzibwezeretsa mwakabisira ndalama zokwanira.

Kuonjezerapo, chiopsezo cha pepala kwa anzanu ndi mapulaneti akuluakulu pa intaneti. Kusiyanitsa pakati pa zopereka zazikulu ndi zosakhulupirika nthawi zambiri zimakhala zovuta kwa obwereka osadziŵa zambiri.

Banja ndi Anzanga

Mu Chingerezi, mawu a Chingerezi akuti "Banja ndi Mabwenzi" amagwiritsidwa ntchito pobwereka ndalama kapena kulandira ndalama kwa munthu amene mumadziŵa yekha. Ndalama zomwe zimabwereka kwa abwenzi ndi abambo nthawi zambiri zimayendetsedwa bwino. Nthaŵi zambiri, pali mgwirizano umodzi wokha, womwe umalimbikitsanso.

Kwa ngongole kuchokera kwa achibale kapena abwenzi kaŵirikaŵiri chiwongoladzanja sichigwirizana, ngati ndizochepa. Wogulitsa ngongole samatsata ndondomeko ya phindu, koma amafuna kuthandiza bwenzi kapena achibale ake ku zovuta. Komabe, chidwi sichichotsedwe pambali, makamaka pamakhalidwe apamwamba.

Malo a msika pa Intaneti kwa ngongole ya anzanu

Pa intaneti, pali mapulaneti osiyana omwe angathe kubwereketsa ndi ogwiritsa ntchito akhoza kupeza ngongole ya anzawo. Wokongola akhoza kukhala ndi mmodzi kapena angapo ogulitsa pa nthawi yomweyo.

Nthaŵi zina, ngongole imayikidwa pa nsanjazi pamsika. Pankhaniyi, mwina wobwereka amagwiritsa ntchito wogulitsa ngongole kapena mobwerezabwereza. Kuphatikiza mawonekedwe ndi kotheka.

Misika yamakono ku ngongole za anzawo ndi cholinga chosonkhanitsa pamodzi anthu omwe ali ndi malingaliro ofanana ndi a ngongole. Chifukwa chokongoletsa chingathandizenso wogulitsa. Chitsanzo chimodzi ndi microcredit kwa malonda ang'onoang'ono kapena zochitika.

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