akusowa chitsimikizo

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kufa akusowa chitsimikizo ndi mawonekedwe apadera a zitsimikizo, ngakhale izi sizikulamulidwa ndi mitundu ina yotsimikiziridwa pansi pa Civil Code. Ngakhale chidziwitso chosasinthika sichiyendetsedwa ndi lamulo, chimagwiritsidwa ntchito ku banki ndipo chimazindikiridwa ndi malamulo, mwachitsanzo ndi Federal Court of Justice. A guarantor ali ndi udindo kwa kuchuluka ngongole, ngati wobwereka sakukwaniritsa udindo wake wachuma. Ndipo apa ndi pamene wachibadwa amasiyana chikole kuchokera ku chitsimikizo cha ngongole.

Pali mitundu yosiyanasiyana

Pankhani ya chitsimikizo chosasinthika, guarantor sichidzagwiritsidwa ntchito mpaka wogula ngongoleyo atachita ndondomeko yowonongeka ndi wobwereka ngati wobwereketsa. Izi ndizowonjezereka kwa chitsimikizo chosasinthika, chomwe chitsimikizo cha chuma cha wobwereka sichinapambane. Pankhaniyi, kukakamizidwa kuyenera kuphatikizapo mwayi uliwonse, kuphatikizapo insolvency ndi kugwiritsidwa ntchito kwa zinthu zonse zomwe angakwanitse ndi wobwereka. Ngati ndi choncho, chomwe chimatchedwa kulephera chachitika ndipo motero chitsimikiziro chokhazikika chikugwira ntchito. Kumene munthu ayenera kukhala osamala pano, osapindula komanso motero, ngati ali wolephera, ndizoona, ngakhale kuti zokhudzana ndi kukwanitsa zikhoza kukwaniritsidwa, koma ndalama zomwe zilipo sizikwanira. Zikatero, palinso vuto lomwe lingabwere, ndipo pokhapokha pokhapokha limadziletsa kuti chiwerengero cha ngongole chichoke. Izi zimatchulidwanso ngati chitsimikizo chokhazikika, kuphatikizapo mawonekedwe awa, palinso mawonekedwe apadera, omwe ndi chitsimikizo chotsimikizika ngati cholephera.

Ichi ndi chitsimikizo chosasinthika chosinthidwa

Chitsimikizo chotsimikizika ngati chalephera, chili ndi malamulo apadera. Pakhoza kukhala kusiyana kwakukulu kuchokera mu ndondomeko yomwe yafotokozedwa pamwambapa. Kotero, chitsimikizo ngati chochitika chosasinthika chikhoza kuchitanso kale kwambiri popanda wobwereketsa akuyenera kuti azichita mwatsatanetsatane komanso mwachidwi. Choncho, udindo wa guarantor kulipira ukhoza kuyamba pa miyezi yambiri ya 3 ndi wobwereketsa, kapena poyambitsa chigamulochi. Choncho, ngati pali chitsimikizo chosinthidwa, tsiku lolipilira ndipo motero kuyamba kwa guarantor kungayambe kale kwambiri. Koma pano, ndikugwiritsanso ntchito ndikufunikira kukwaniritsa. Zoonadi, pangakhalenso zosowa kapena malamulo ena, mwachitsanzo kuthetsa dala. Kumene munthu ayenera kusamaliranso, osati malamulo aliwonse komanso okhazikika mwalamulo. Choncho palinso malamulo otsutsana ndi makhalidwe monga Federal Court of Justice m'mbuyomo yatsimikizira kale maulendo angapo m'milandu yake. Izi zikuphatikizapo, mwachitsanzo, kuchotsedwa kwathunthu kwa chitsimikizo cha wobwereka ndi chilolezo chovomerezeka ndi guarantor ngati palibe. Lamulo lotero ndilokhakwanira ndipo kotero silimveka. Komanso, wobwereketsa nthawi zonse ayenera kutsimikizira kuti wachita zochitika zonse motsatira malamulo. Ngati si choncho, pempho la guarantor sililoledwa pambali pa chitsimikizo chosasinthika. Monga ndi chidziwitso chachilendo, mosasamala kanthu kuti chitsimikizo chachizolowezi kapena chosinthidwa chikuphatikizidwa, kutumizidwa kwa ufulu kumapangidwa ndi guarantor. Pambuyo pempho la wogulitsa ngongoleyo, guarantor ali ndi udindo walamulo motsutsana ndi wobwereka woyambirirayo mofanana kuti agwire ntchitoyo.

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