amalipiritsa chitsimikizo

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Chiwongola dzanjacho

Ngati mukufuna kubwereka ngongole, muyenera kutsimikizira kuti mukhoza kulipira. Ngati chitsimikizo cha creditworthiness sichikutsimikizirika, ndipo ngati sikutheka kupereka ndalama zotetezeka komanso / kapena zokwanira pazomwe zilili, wogulitsa ngongole adzafunikanso kulandira ndalama. Kotero, iye akhoza kukhala otsimikiza kuti iye adzabwereranso ndalama zake ngati atakhala wosakhulupirika. Zothandizira izi zingakhale ndizinthu zamtengo wapatali (mwachitsanzo, ndalama zosonkhanitsira ndalama ndi zina) kapena za eni eni eni. Ngati palibe chitsimikizo, guarantor ikhozanso kuganiziridwa. Chonde dziwani kuti pakali pano ndalama zina zidzaperekedwa.

Ufulu ndi maudindo a guarantor

ndi chikole zimakhala zokondweretsa nthawi zonse pamene wobwereka sakusungunula kwa 100 peresenti. Guarantor iyenera kukwaniritsa zochitika zina ndikugwira ntchito zina ndi chitsimikizo chake.
Nthaŵi zambiri, mamembala amatha kulandira chitsimikizo, popeza ogulitsa ndi ogulitsa ayenera kukhala ndi ubale wapadera wokhulupirira. Guarantor imakhala ndi udindo waukulu ngati wobwereka sangakwanitse kukwaniritsa udindo wake.
Ufulu ndi maudindo oyenera a guarantor amadalira kwambiri payekha zikhalidwe za mgwirizano wotsimikizira. Izi zimayendetsedwa ndi zigawo zazikulu za chitsimikizo.

Mabaibulo osiyanasiyana otsimikizika

Pali mitundu yosiyanasiyana yotsimikiziranso yomwe ingabweretse mavuto. Mulimonsemo, malipiro amalipiritsa, omwe ayenera kulipidwa kuphatikiza pa ngongole.
Zowonjezereka zowonjezereka ndi izi:
- chitsimikizo cha padziko lonse
- chitsimikizo chosasinthika
- guaranty
- chitsimikizo pa pempho loyamba

Chiwonetsero cha padziko lonse

Chigwirizano chimenechi ndi choopsa kwambiri kwa guarantor, monga guarantor ayenera kukhala wolakwa osati ndalama zokhazokha komanso ngongole zonse za wobwereka.

Malipiro amaletsedwe

Pa amalipiritsa Kulipira, guarantor mwina anafunsa kulipira ngati wokongoza mungasonyeze kuti mulimonse mmene zingakhalire malamulo akhala m'gulu kulandidwa atatopa zapatsogolo ndi iye sanapeze ndalama zake. zosinthika chake ndi otetezeka chifukwa guarantor lapansi.

Chitsimikizo chodzipangira nokha

Pano, guarantor ali ndi udindo ndi zonse zomwe wobwereka ali nazo. Ngati insolvency yatsimikiziridwa, guarantor imapereka malipiro ofanana ndi wobwereka. Choipa cha chitsimikizochi ndi chakuti mawu a ngongole a insolvency a wobwereka akukwanira kuti agwire ntchito.

Chitsimikizo chofunika choyamba

Kusiyana kumeneku kungakhalenso kothandiza popanda chidziwitso cha chiweruzo cha kusakhulupirika kwenikweni. Kulipira kuchepetsa kamodzi kuli kokwanira kuti guarantor azilipidwa mokakamizidwa.

Zomwe amapereka zimaperekedwa

Chiwongolero chirichonse chikufuna mgwirizano wothandizira, womwe uyenera kulemba. Ntchito yowonjezerayi yotsimikiziridwa ndi solvency ya guarantor komanso ndalama zothandizira, zitha kubwezeredwa ndi omwe ali ndi ngongole ngati mawonekedwe. Chiwerengero cha ndalamazo chimadalira chitsimikizo chomwe chiliko chiopsezo ngongole, Nthaŵi zambiri, malipiro amalipira pafupifupi 1 kwa 3 peresenti ya ndalama zomwe mukufuna kuchuluka ngongole, Chitsimikizo chingawonongeke ngati chilango chimodzi kapena kulipiritsa kwapadera. Ndalama zowonjezera nthawi zonse zimalipira ngongole za nthawi yayitali, momwe zikhalidwe zomwe zilipo zowonjezera zimayang'aniridwa nthawi zina.

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