Capkredit

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Kodi ngongole ya cap ndi chiyani?

Kuthetsa ngongole yayitali nthawi zonse kumatanthauza kuti kasitomala amapeza chiwongoladzanja cha chiwongoladzanja cha ngongole yamakono. Pankhani ya ndalama zogulitsa ngongole, nthawi ina yokhala ndi chidwi chokonzekera ndalama imatsimikiziranso. Komabe, ngati nthawi yomalizirayi itatha, makasitomala ndi banki ayenera kukambirana ndi chiwongoladzanja chachiwongoladzanja kapena ayenera kuvomereza pa ndalama. Apa pakubwera Capkredit mu masewerawo. Izi sizikudziwika ku Germany pakati pa makasitomala a banki. Koma zingakhale zosangalatsa kwambiri. Ngongole imatanthauza kuti chiwongoladzanja chimawerengedwa mosiyanasiyana.

Mawuwa amachokera ku Chingerezi ndipo amalembetsa ngongole. Izi zingafanane ndi malire apamwamba. Izi zikutanthauza kuti chiwongoladzanja pa ngongoleyi chidzangowonjezera kufika pazitali. Ngongoleyi imadziwika ndi zizindikiro ziwiri. Ngongole ya kampeni imatha nthawi yaitali, komabe kokha ndi kanthawi kochepa ndipo chidwi chake chilipo.

Zosankha za malire apamwamba kapena malire apansi pa ngongoleyi

Kuwona koyamba kwa ngongoleyi kungakhale kovuta kwa wobwereka. Koma izi siziyenera kukhala chifukwa chokwanira chokwanira kwa zaka zambiri chikhoza kukhala phindu lenileni kwa wobwereka m'deralo. Izi ndizovuta zachuma. Zinaoneka kuti pangakhalepo njira yokha yogwirira ntchito. Anthu ambiri amene atha kale ngongole yachibadwidwe angakhale akufuna chitukuko chanchi. Mavuto ogwira ntchito, makamaka pankhani ya ngongole yomanga, akhala akuchepa kwambiri m'zaka zaposachedwa ndipo panopa ndi otsika kwambiri. Izi zimapweteka kwambiri anthu omwe amangiriridwa ndi chiwongoladzanja chokwanira chifukwa cha mgwirizano wogula ngongole.

Ngongoleyi ndi yabwino kwa anthu omwe akufuna kulandira ngongole kwa nthawi yayitali, komabe akufuna kupindula ndi mitengo yabwino. Komabe, malire apamwamba a ngongoleyi salamuliridwa pachabe. Nthaŵi zambiri, chiŵerengero cha chiwongoladzanja chikugwa, komabe chingakhalenso chongopeka kuti chiwongoladzanja chidzakwera kumapeto kwake. Izi ndizoopsa kwa wogula.

Ubwino wa ngongole ya ngongole

Phindu lina la Capkredit ndiloti limatchuka kwambiri ngati ngongole yobwereka pakati pa makasitomala. Amakhasimende ali ndi mwayi wokwaniritsa cholingacho, monga momwe ndondomeko ya ma quarter ya kusintha kwa chiwongoladzanja ikuyendera. Banki ikhoza kutenganso cheke palokha pamtunda wa miyezi isanu ndi umodzi. Chiŵerengero cha chiwongoladzanja chomwe chinayambika pachiyambi chingagwiritsidwe ntchito ngati chitsimikizo. Komabe, izi zingapitirizebe kuchepa. Izi ziri mu chidwi cha bungwe la ngongole. Kumapeto kwa Capkredit kumakhala kopindulitsa kwa kasitomala. Izi zidzatsimikizira kuchuluka kwa ndalama zomwe ngongole ikhoza kukhalira. Ndalama zimagwiritsidwanso ntchito kumalo osungirako ndalama.

Ubwino wina wa Capkredit ndi wachinsinsi ndi ogulitsa malonda. Chikwama cha ngongole chimapindulitsa makamaka pankhani yokonzekera chitetezo. Apa iye akhoza kutsimikizira bwino. Ogulitsa ndi ogulitsa okha ali ndi mwayi wowerengera bwino komanso mosamala mlingo umene ayenera kulipira mwezi uliwonse. Ngati chiwongoladzanja chimawonjezeka ndi kuchepa, chiwerengero cha kubwezera ndi chiwombolo chachepanso kwa obwezera.

Palinso ubwino wina kwa wobwereka. Motero, mabungwe a ngongole nthawi zambiri amakana kulipira kubwezera koyambirira ngati ngongole idawomboledwa msanga. Kuwonjezera apo, makasitomala ali ndi mwayi wopanga malipiro apadera pa tsiku linalake. Ndiponso kubwezeredwa kwathunthu kumatheka. Zithakanso kuti mabanki osiyanasiyana asinthe kapepala ka ngongole kuti akhale ndi ngongole ya ngongole.

Palibe mavoti apabe.
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