Trust ngongole

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Kodi trust trust ndi chiyani?

Mosiyana ndi ngongole yachilendo, pali imodzi Trust ngongole atatu ochita masewera. Ngongole ya chikhulupiliro ndi mtundu wa ngongole yomwe imagwiritsidwa ntchito ndi munthu wina wachitatu. Matrasti kawirikawiri ndi banki kapena kampani ya inshuwaransi yomwe imatsimikizira kuti kayendetsedwe kabwino ka bizinesi ndi koyenera. Koma boma lingaganizirenso ntchitoyi. A ngongole kukhulupirira imatchedwanso pasenjala ngongole ngati trasti si zokulitsa ngongole, koma wokhala ndondomeko.

Otsatila atatuwa ali mbali ya bizinesi yobwereketsa:

Ku mbali imodzi, Treugeber, yemwe amachititsa kuti likhale likulu. Mabanki kapena boma mabanki kawirikawiri amagwira ntchito ngati gwero. Wopereka wodziwika kwambiri ndi Kreditanstalt für Wiederaufbau (KfW).

Ndiyeno matrasti, amene ndi udindo akuchitira yoyenera ndiponso kudyetsa pang'onopang'ono overdue ndi chidwi ndi patsogolo iwo trustor lapansi.

Wojambula wachitatu ndi, ndithudi, wobwereka. Ndalamayi imagwiritsidwanso ntchito ngati ngongole yachizolowezi. Ofunsira angathe kukhala onse payekha ndi makampani.

Ndani amapereka ngongole yokhulupirira?

Ku Germany, ngongole zodalirika zimatha kutsegulidwa pafupifupi mabanki onse. Makamaka Volksbank-Raiffeisenbanken ndi mabanki osungirako amadziwika ndi utumiki. Popeza ali ndi chidziwitso chokwanira pakati pa anthu, amangowonjezera chitukuko chawo. Mabanki ambiri amapereka ngongole yobwereka kuphatikizapo ngongole zina. Anthu am'tsogolo omwe angagulitse nyumba, akhoza kukhala ndi ngongole ya malonda. Mwanjira iyi, banki kapena trasti imapindulanso chifukwa cha mwambo wa ngongole ndipo yapeza watsopano wogula pogwiritsa ntchito ngongole yokhulupirira.

Kodi ubwino wa ngongole zachuma ndi ziti?

Ngongole ya fiduciary imapatsa matrasti mwayi umene iye sali nawo chiopsezo ngongole monga akuchitira m'malo mwa wina. Choncho udindo umagwiritsidwa ntchito pokhapokha kulandira ngongole yoyenera komanso kugwiritsira ntchito luso la ngongole.
Izi ndizovuta makamaka mabanki monga matrasti pamene akungoyang'anira ngongole. Ndipo popeza Treugeber imapereka likulu la ndalama, kubwereketsa sikukakamiza ndalama za Bank.

The trustor, ngati ngongole ayenera mphoto, popeza tifunika kutsatira mulibe zawozawo utsogoleri. Ngakhale lili ndi udindo pa ngongole ndi kulipira malipiro kwa trasti, koma iwo ali ochepa kwambiri kuposa kasamalidwe yake ngongole.

Koma ngakhale kwa wobwereka, ngongole yotere ikhoza kukhala yothandiza kwambiri. Potsirizira pake, mawuwa ali pansi pa mtengo wamsika.

Kodi chikhulupiriro chogwiritsidwa ntchito chikugwiritsidwa ntchito?

Cholinga cha ngongole yamakongoletsedwe kawirikawiri kawirikawiri imaikidwa pasadakhale ndipo ikulamulidwa ndi matrasti. Nthaŵi zambiri ndalama zimachokera ku mapulojekiti othandizira anthu okhudzana ndi ndalama zothandizira anthu. Ntchito zamakono zikuphatikizapo njira zopulumutsa mphamvu (mwachitsanzo chithunzi cha photovoltaic), kupititsa patsogolo banja kapena kumanga nyumba.

Kodi payout imapangidwa motani?

Pogulitsa ngongole yokhulupirira, pali zosiyana. Nthaŵi zina matrasti amalipira ndalama zonse nthawi yomweyo, nthawi zina ngakhale phindu. Mwachitsanzo, ngongole zophunzirira za Trustee, mwachitsanzo, zimaperekedwa kokha pokhapokha. Komanso pankhani ya ngongole za malonda, ndalama za pro rata sizinali zachilendo.

Ndalama za ngongole zimadalira ndalama zambiri, zomwe zimaperekedwa ndi matrasti. Pachifukwa ichi, imagwiritsanso ntchito ngongole zogwiritsira ntchito ndalama kuti zithandize kulimbikitsa chikhalidwe chonse. Goals ali ngati akulimbana chitukuko dera chuma, ndi subsidy kwa ndalama ku zomangamanga chikhalidwe, komanso kunyumba ndi kulimbikitsa entrepreneurship.

Mukhozanso kupeza zambiri zowonjezera muvidiyo yotsatirayi. Mitundu ina yofunikira ya ngongole imaperekedwa.

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