malonda CIMODZI CIMODZI

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Kodi ntchito yamalonda ndi chiyani?

Bzinesi yowona mabanki ogulitsa

pamene malonda CIMODZI CIMODZI a mabanki amakhudzidwa ndi ndalama zomwe zimagwiritsidwa ntchito pazinthu zachuma ndi mgwirizano womwe umakonzedweratu ku msika wambiri ndikufanana ndi wogwiritsa ntchito mapeto.

Zogwiritsidwa ntchito zowonongeka zimakhala ndi ubwino wogwiritsa ntchito mofulumira komanso momveka bwino kwa wogwiritsa ntchito mapeto. Mlangizi aliyense wa makasitomala ku ofesi ya banki amatha kuwonetsa makasitomala kuti apereke zofuna zake ndi zosowa zake mwamsanga ndikukwaniritsa mgwirizano ngati kuli kofunikira.

Pofuna kudzisiyanitsa okha ku mpikisano, izi zimagwiritsidwa ntchito kupereka zina zowonjezera kwa wogwiritsa ntchito yomaliza. Mabanki ndi mabhonasi atsopano a makasitomala kapena mawu abwino ndi zinthu zina zofunikira.

Malonda ogulitsira amatanthauza makasitomala okhala ndi sing'anga kapena ndalama zochepa. Chuma kapena makasitomala a makampani sakuyimiridwa mu gawo lino. Mabanki apadera amatanthauza bizinesi yomwe ili ndi makasitomala apamwamba kwambiri, amapereka njira zothandizira payekha ndipo motero amasiyana ndi mabanki apamalonda.

Mabanki amatumikira nthambi zambirimbiri za mabanki monga malo ogulitsira malonda. Aphungu alangizi a kasitomala amathandiza kwambiri poimira mabanki kwa makasitomala. Amayankhula zosowa za kasitomala ndipo amapereka njira zowonongeka. Kuphatikizanso, intaneti ikukhala yofunika kwambiri monga njira yogawira, monga wogwiritsa ntchito yomaliza angathe kupeza bwinobwino kunyumba ndi kumaliza mgwirizano wamakono pa intaneti.

Malo ogwirira ntchito othandiza bwino ndi ofunika kuti apambane ndi mabanki. Kugulitsa ndi kugulitsa katundu, ndi gawo la malo opereka chithandizo ndikuonetsetsa kuti malonda ndi othandiza, komanso zosavuta kumvetsetsa zokhudzana ndi ndalama zomwe zimagwiritsidwa ntchito ndi womaliza.

Mofananamo, backoffice yabwino ndi yofunika kuti bizinesi ikhale yabwino. Izi zikuphatikizapo, mwachitsanzo, olemba ngongole ndi akatswiri oopsa. Amaonetsetsa kuti kukwaniritsa ndi kusintha kwa ndalama zomwe zimakhalapo.

Magulu osiyanasiyana mu malonda ogulitsa

Malo ofunikira ndi bizinesi yopusa. Ngati mukufuna kusunga ndalama zanu, mumatha kugwiritsa ntchito akaunti ya ndalama kapena akaunti ya ndalama. Nkhanizi ndi zina monga monga, akaunti za penshoni, kuwona akaunti ndi akaunti za banki ndi mbali ya ngongole. Iwo amafunidwa pang'onopang'ono kuti azilipira malipiro. Makhadi a makanki ndi makina amakhalanso ndi bizinesi yopusa.

Bungwe lolipira ngongole ndi ndalama likugwirizana ndi kupereka ndalama. Ndalama zomwe zimagulidwa ndi makasitomala zimalipidwa ndi banki monga mawonekedwe a ngongole kwa anthu kapena makampani kuti akhale ndi chidwi. Pali ngongole za ndalama (lumbart ngongole, ngongole zowonjezereka, etc.), kulandira malipiro (monga chitsimikizo) ndi ogula ndi ngongole kwa anthu apadera. Zina mwazinthu zimaphatikizapo ndalama, kubwereketsa ndi kubweza ndalama kunja. Bungwe lolipira ngongole ndi ndalama ndilo gwero lalikulu la ndalama zogulitsa zamalonda.

Chiwerengero chachikulu cha ma invoice sichilipiridwa ndi ndalama, koma ndi bukhu losamutsidwa. Malo opereka malipiro amalembetsa malonda onse okhudzana ndi ndondomekoyi yobweretsera. Zogulitsa izi zimagwirizanitsidwa padziko lonse kudzera pa intaneti ya SWIFT. Kukonzekera kumatuluka kwathunthu.

Bzinesi yamalonda ikufunika kwambiri chifukwa cha ndondomeko yotsika mtengo. Ndalama zomwe mumagwiritsa ntchito pa akaunti yosungiramo ndalama sizibweretsa kubwezeretsa kulikonse. Kutsika kwa thupi kumathandizanso kuwonongeka kwenikweni. Omasula ena amatsutsa kuyika bizinesi yamalonda. Zimaphatikizapo ndalama zogulitsa, ndalama, zitsulo zamtengo wapatali kapena zida zina zachuma. Bzinthu zamalonda zimapereka mankhwala omwe amagwiritsidwa ntchito monga malo otetezedwa.

Kutsilizitsa: Ogwira ntchito, oimira, maofesi a nthambi ndi ma intaneti pazinthu zamalonda ndizofunika kwambiri. Komabe, moyo wa tsiku ndi tsiku sungatheke popanda mabanki. Kupyolera mukulingalira, mabanki akuyesera kupanga chiwerengero choyenera-zopindulitsa. Ngakhale kulipira, malonda ndi malo osungira komanso otetezeka kwambiri a mabanki.

Kuti mudziwe zambiri zokhudza kufunika kwa malonda ogulitsa, chonde pitani kuvidiyoyi:

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