Choka ngongole

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Kodi khadi la ngongole n'chiyani?

Iwo asankha galimoto yatsopano kapena kumanga nyumba yatsopano. Pankhaniyi, muyenera kulemba ngongole. Mudzawona kuti ngongole tsopano ndiyo njira yomaliza ya anthu ambiri ndipo simungatenge china chilichonse. Choncho ngati mukufuna ngongole tsopano ndikuyenera kuigwiritsa ntchito panyumba yanu, ndiye kuti palibe vuto. Zimagwiranso ntchito kugwiritsa ntchito ngongoleyi. Ngongole yokha imasindikizidwa ndi mgwirizano wina. Onse awiri ndi inu kuchokera ku banki adzasaina mgwirizanowu. Chigwirizano cha ngongole chiri ndi zinthu zonse zomwe zingakhalepo ndi mgwirizano. Mudzawonetsedwa ndondomeko yanu panthawi yomweyo. Mungagwiritse ntchito izi kuti muone momwe ndalamazo zikuyendera bwino. Tsopano zikhoza kuchitika kuti mukufuna kuthamanga ndi kubwezera ngongole nokha. Pokhapokha mutagula nyumba, nthawi zambiri zimatenga zaka makumi angapo kuti ngongole isabwezeredwe. Tsopano mwina mwataya ndalama zambiri, ndipo mwalingalira za kuyambitsa ngongole pasanapite nthawi. Ndiyo ndiye Choka ngongole, Komabe, izi sizingapangidwe motere. Simungangotumiza ndalama X ku banki. Onetsetsani kuti mukufunafuna kukambirana ndi aphungu anu a banki musanafike. Kwa komweko udzadziwitsidwa ngati ngongole ikhoza kuyambitsidwa msanga.

Cholemba cha ngongole chikhoza kukambidwanso mwachindunji kuitana kwa ngongole. Muyenera kuonetsetsa kuti mukuyendetsa bwino ndikusamala kuti mukufuna. Ngati simukudziwa, mukhoza kukonzekera nthawi yanu ndi banki wanu nthawi iliyonse. Onetsetsani kuti ndizoona moona mtima momwe mungathere. Ndi bwino kuti mutchule khadi la ngongole molunjika. Momwemonso mlangizi wa banki akhoza kukukonzerani mwayi wabwino ndipo simukuyenera kuyembekezera nthawi yayitali. Cheke ya ngongole ndi chinthu chabwino ngati mukufuna kuchigwiritsa ntchito. Komabe, muyeneranso kuyang'ana zenizeni.

Kodi muyenera kumvetsera chiyani?

Kotero muyenera kutsimikiza kuti mukuchita zonse bwino ndikutha kuona ngati muli ndi walangizi abwino. Masiku ano zinthu zambiri zimagwira ntchito koma cheketi ya ngongole iyenera kusungidwa mu mgwirizano ngati n'kotheka. Izi nthawi zambiri zimagwiritsidwa ntchito pamene wina agula galimoto yatsopano. Kenaka zimatengera kuswa ngongole nthawi zambiri. Mbali zambiri magalimoto amatha kulipira kale kubwezeredwa kwenikweni. Izi ndi zabwino kwambiri ndipo zimafunikanso. Choncho, kubwezeretsa ngongole ndi njira yabwino ndipo wina akhoza kukhala mwamsanga mofulumira. Komabe, muyenera kulangizidwa kuti mulipire ngongole mu nthawiyi. Mulimonsemo, kukambirana ndi mlangizi wa banki ndi bwino. Umu ndi momwe mumapewa mavuto osafunikira. Ndalama zokongoletsa akaunti ya banki ndizolakwika. Inu simukuyenera. Mudzakhala otetezeka mukadzaonana ndi mlangizi wa banki kudzera pa imelo kapena payekha. Lero akulankhula golidi. Wina akhoza kulankhula ndi anthu onse ndipo amavomerezana pa kuchotsa ngongole. Kotero khalani owona mtima ndipo yesani mwayi wanu. Yang'anani pa mgwirizano umene munalandira pamene ngongoleyo inatsirizidwa.

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