mlingo m'munsi

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Kodi mlingo wapansi ndi wotani?

Chiwombankhanga cha chiwongoladzanja ndi chiwongoladzanja chimene chingasinthidwe ku Germany ndi Austria, chomwe chimagwiritsidwa ntchito poyang'anira ntchito zogwirira ntchito. Amawerengedwanso kawiri pachaka kumayambiriro kwa semester ndi Deutsche Bundesbank. Deutsche Bundesbank ndiyomwe imawerengera malinga ndi zofunikira za European Central Bank (ECB). Pambuyo mawerengedwe, a mlingo m'munsi adalengezedwa mwakhama. Izi zimapangitsanso mlingo woyambira pamsika wamsika.

Chiwongoladzanja cha chiwongoladzanja ndicho chiyambi cha kuwerengera kwa chiwongoladzanja cha chiwongoladzanja.
Chosowa chosasinthika kawirikawiri chimayenera kuweruzidwa kukhoti. Mu EU malangizo 2000 / 35 / EC ndime tidzakwatulidwa akuyendera 3 kalata D, malangizo kwa mlingo m'munsi kulimbana malipiro mochedwa mu wotuluka malonda m'nkhani 1.

Mlingo wa mlingo woyambira ku Germany

Mlingo wa m'munsi ndi wosiyana ndipo udzaperekedwa chaka chilichonse kuchokera ku 01. 2002 masamu malinga ndi § January 247 wa Civil Code wa Deutsche Bundesbank. Anali okonzeka kuti atchule mawu ake oyamba pa 01. anapereka September 2001 pambuyo mlingo ndiye applicable m'munsi (chitapita chilamulo kusintha kuchotsera) ndi kusintha kungochokera 01. Janur ndi 01. Mfundo kuchuluka, kuti asintha kukula Buku la mlingo m'munsi kuyambira mawerengedwe lomaliza July mogwirizana. Mtengo wa ndalama m'munsi nthawi zonse 88 maziko mfundo pansipa mtengo kutchulidwa, mwachitsanzo 0,88% pansipa umboni uwu.

Zotsatira zazomwe zimatchulidwa

Ndalama za chiwerengero cha chiwongoladzanja cha chiwongoladzanja ndi ntchito yatsopano yowonongeka kwa ECB isanafike tsiku loyamba la kalendala la chaka chimodzi choyenera. Kusintha kwa chiwongoladzanja cha chiwongoladzanja chiri kale pa 01 kwa nthawi yoyamba. January 2002. Pambuyo pa masiku oyambirira a kalendala a chaka chotsatira, ndi 01. January ndi 01. Julayi, Deutsche Bundesbank iyenera kulengeza mlingo watsopanoyo mosasamala za tsiku la sabata. Kuyambira 01. January 2013 ndi njira yoipa.

Kufunika kwa chiwongoladzanja cha chiwongoladzanja mu malamulo a boma

Chiwongoladzanja cha chiwongoladzanja ndi chofunikira, makamaka, kuti chiwerengero cha chiwongoladzanja pa malipiro, chiwongoladzanja cha chiwongoladzanja, ndi ndalama zowonjezera.

Kukula kwa chiwongoladzanja cha chiwongoladzanja

Mlingo m'munsi wakhala anayambitsa pambuyo udindo mfundo zothandizira ECB anali ukufalitsidwa pa 01.Januar 1999 ndi mlingo kuchotsera inathetsedwa. Mpaka pano wakhala watchulidwa zikalata zaboma zosiyanasiyana ndi malamulo awa mlingo kuchotsera, amene German Bundesbank walenga. Masiku ano, German Federal Bank kulandira yekha mwamsanga kumasulidwa kwa mlingo m'munsi ndi kusanthula isanafike kuwerengetsa chiweruzo.
Ndi lamulo lokhazikitsa malamulo a ngongole, chiwongoladzanja cha chiwongoladzanja chinasinthidwa ku 01.January 2002 chifukwa cha malo ochepa a BGB.

Chiwongoladzanja cha chiwongoladzanja ku Austria

Ku Austria kuli kusiyana kwakukulu ndi kuwerengera kwa mlingo wa m'munsi ku Germany. Chifukwa cha kuwerengera kwa mlingoyo ndi Austria National Bank, yomwe imasindikiza mlingo womwe utangotha ​​kuwerengedwa pa webusaiti yathu. Nthaŵi yofalitsidwayo ndi ofanana ndi ku Germany. Kusiyanasiyana kulibe mu njira yowerengera. Ngakhale kuti Austria ndi Germany ndizofanana ndi ndalama zomwezo, chiwerengero cha m'munsicho n'chosiyana chifukwa chaichi. Chifukwa chachikulu cha izi ndi chakuti kusintha kwakukulu muyeso ya refinancing ya ECB iyenera kukhala pa chiwerengero cha 0,5. Pomwepa ndiye chiwerengero cha chiwongoladzanja chosinthidwa. Zotsatira zake, kusintha kwa chiwongoladzanja cha chiwongoladzanja ku Austria ndichinthu chosowa kwambiri.

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