ngongole chiwombolo

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Kodi ngongole yothandizira ndi chiyani?

ndi ngongole chiwombolo limaphatikizapo mawu oti "ndalama", zomwe zikutanthawuza mu gawo lachuma monga "ntchito yosagwiritsidwa ntchito" ndipo kotero sichikuperekedwa kwaulere. Awa ndi ndalama zothandizira boma, zomwe zikuchitika kudzera ku Länder kapena kumatauni. Phindu la Kreditanstalt für Wiederaufbau makamaka mabanja omwe ali ndi ana kapena anthu omwe akusowa chisamaliro, omwe ali kale ndi katundu kapena akufuna kugula. Ngongole imatsimikiziridwa molingana ndi ndalama za banja ndipo ziyenera kubwezeredwa mulimonsemo. Kuti musayambe kubwereketsa ngongole kwambiri, ngongoleyi siidabwezeretsedwe pang'onopang'ono monga momwe zilili ndi ngongole, koma patapita nthawi. Mwa njira iyi, ofunsira ntchito ayenera kukhala okhudzidwa ndi ndalama mu gawo loyamba lakutembenuka kwawo kapena kugula katundu. Chinthu chinanso chofunika ndi chiwerengero cha chiwongoladzanja cha chiwongoladzanja, chomwe chimapezeka pansi pa ngongole ya kunyumba.

Ndalama Zogulitsa Zamalonda

Ngati banja limasankha kugula nyumba kapena kumanga, ikhoza kuonetsetsa ngati chiwongoladzanja chikupezeka. Izi zimathandiza ndi ndalama komanso makamaka kutseka mipata. Dziko likuganizira kufunika kwa malo. Kumbali imodzi, izi zimadalira dera, chifukwa kumene kuli malo ang'onoang'ono okhalamo, malo omwe amatha kukhalamo amayamba. Nzika zolimba zimapindula ndi komiti komanso dera pamene zimakhazikika. Kuganiziranso kwina ndiko kulingalira za chilengedwe. Kutsegula bwino, mwachitsanzo, kumalimbikitsidwanso kumalo komwe kulipo ndipo kumayenera kukonzedwa kumanga nyumbayi. Izi zimachepetsa ndalama zamagetsi.

Ndalama zowonjezera ndalama zimagwiritsanso ntchito nyumbayo. Kukhala ndi mibadwo ingapo pansi pa denga limodzi, ndizodziwonetsera kuti nyumbayo yapangidwa kukhala yopanda malire. Pambuyo pake, mibadwo yonse idzafika pofika zaka za okalamba ndipo idzadalira kupeza kopanda malire. Zotsatirazi zikukhudzana ndi kukwera kwa nyumba ya chipani chamagulu, chipani cholowera cha nyumba ndi malo okhalamo, zomangamanga zowonongeka monga bafa ndi khitchini.

Kutembenuka ku mphamvu yowonjezereka ndi kopindulitsa. Aliyense yemwe akutsabebe chophimba cha malasha akale kunyumba mwake adzakhala ndi mwayi wopezera mphamvu zake kudzera mu chitovu cha pellet. Kupeza zithunzi za photovoltaic kumalimbikitsidwanso. Cholinga chake ndi kuthana ndi kusintha kwa nyengo kudzera mu mpweya wochepa.

Kumeneko ngongole yogwiritsira ntchito iyenera kugwiritsidwa ntchito

Ngongole yogwiritsira ntchito nthawi zambiri imagwiritsidwa ntchito mwachindunji ku ndalama zogulitsa nyumba za wogulitsa ndalama. Mwachitsanzo, ku Hamburg, bizinesi ndi ndalama zothandizira (IFB) ndizoyang'anira ndalamazi. Ku NRW, Komano NRW ikuyang'anira kukweza nyumba. Ku Munich, mauthenga amapezeka mwachindunji kuchokera kumatauni. Onse ogulitsa nyumba ndi alangizi ochokera ku dipatimenti iyi amatinso ngati othandizana nawo.

Makhalidwe a kubwezera ndi ofunika kwambiri kwa opempha. Izi zimasiyana malinga ndi ndalama komanso zikhalidwe za dera. Maziko akufotokozedwa ndi bungwe la malamulo, koma mayiko akukhalabe ndi ufulu wokwaniritsa zofunikira zina ku zochitika za m'dera. Nthaŵi yobwezera imayamba pafupipafupi kuchokera chaka chachisanu cha thandizo. Ngongole yobwereketsa siinaperekedwe mu imodzi idagwa swoop, koma ikhoza kupitirira zaka 16, monga mwa chitsanzo cha Hamburg. Mu zaka zoyamba za 20 za kubwezera, chiwongoladzanja cha chiwongoladzanja ndi chochepa. Aliyense amene amafunika kubwezera kwa nthawi yaitali chifukwa cha ngongole zazikulu ayenera kuyembekezera kuwonjezeka kwa chiwongoladzanja.

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