Ngongole zolakwika

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Ngongole zolakwika

ndi Ngongole zolakwika Amangonena za ngongole imene munthu wobwereka ayenera kubwezera ndalama zochepa kuposa momwe amachitira mpaka mapeto a nthawiyo. Izi zimamveka bwino kwa wobwereka, koma monga zinthu zonse m'moyo, ngongole yoipa imakhala ndi ubwino ndi zovuta zina. Choncho, musanamalize maphunziro anu, muyenera kuyang'anitsitsa zowonjezereka ndi zowonongeka.

Mitundu iwiri ya ngongole yoipa

Pogwirizana ndi ngongole yobwereketsa nyumba, lingaliro la ngongole yoipa idadziwika kwa nthawi ndithu.
Koma posachedwapa, palinso zosinthika lachiwiri la ngongole zoipa zomwe adzapindula makamaka earners amapeza ndalama zochepa. Pofuna kupeza makasitomala atsopano ndi kusunga kwa nthawi yaitali ngati mabanki akuchita izi mu ngongole ang'onoang'ono 1000 mayuro osati kwa modzipereka podzipereka chidwi, koma kukhazikitsa iwo ngakhale mu opanda osiyanasiyana. Ngongole yoipa imayambira.

Mfundo ya ngongole yolakwika ya ngongole yobwereketsa nyumba

An wodandaulayu kwa nyumba ngongole ndi banki kapena zina wokongoza ali kulipira kuwonjezera pa ndalama anabwereka komanso chidwi ndi zina ndalama, mwachitsanzo kwa odziwitsa ndi dziko kulembetsa. Pa ngongole apamwamba okwana pa 15 mayuro zikwi akhoza mabanki kukongoza ndi mabungwe ku tchinga ngongole analowa mu buku dziko akadali kubwera monga pa kusakhulupirika kwa wobwereka ndalama zawo. Choncho malo omwe ali ndi mwiniwakeyo amakhala ngati chikole.
koma wobwereka ayenera tsopano nyumba ngongole ndi ndalama aang'ono, amene ali pansipa 15 yuro zikwi, ndi ngongole mwina waive kulowa mu kaundula dziko. Popeza kulembedwa kwa milandu yamtundu komanso mlembi akufunika kuti ndalama izi zikhale malipiro, zimaperekedwa. Kusungira tsopano kumabweretsa ngongole yoipa.

Zolinga za wobwereka pokhapokha ngongole yoipa yowonjezera nyumba

Komabe, ngati wobwereketsa akukwaniritsa zochitikazo ndipo amalandira ngongole yolakwika pogwiritsa ntchito ngongole yobwereketsa nyumba, ayenera kukwaniritsa zofunikira zina. Izi zikuphatikizapo, ndithudi, kukhala ndi ngongole yodalirika komanso ndalama zosatha. Kuwonjezera apo, mpaka phindu lonse la ngongoleyo, sangathe kukhumudwitsa kapena kutaya katundu wake popanda kudziŵa za ngongoleyo. Kuphatikiza apo, malo omwe amaloledwa sangaperekedwe kwa ena omwe ali ndi ngongole makamaka monga chogulitsa. Pamapeto pake, mfundo yoyenera iyenera kulembedwa kwa wokongoza ngongoleyo, ngati wopemphayo akupempha.

Mfundo ya ngongole yoipa kwa opeza ndalama zochepa

Mwachikhalidwe ichi, wobwereka ayenera kubwezera ndalama zochepa kuposa momwe iye wagonera. Pakalipano, ngongole za intaneti zikuperekedwa zomwe zimagwira ntchito ndi chiwerengero chosakhudzidwa cha chiwerengero cha 0,4 peresenti. Izi zikutanthauza kuti pa kuchuluka ngongole ya 1000 Euro ayenera kumalipira kokha ku 994 Euro. Komabe, wobwereka ayenera kuchita zambiri kuti asunge ndalama ku 6 Euro.

Zolinga za wobwereka chifukwa cha ngongole yosayenera kwa opeza ndalama zochepa

Pa mphindi yoyamba, zosiyana za ngongole zikuleka kukhala bizinesi yoipa kwa banki, chifukwa potsirizira pake imakhala yocheperapo kusiyana ndi yomwe inachitikira. Chifukwa chake mabanki akupangabe phindu pamene amapereka zotsatira zoipa zowongola ngongole za anthu. Amakhalidwe omwe kale anali ndi zochitika zabwino ndi wobwereketsa nthawi zambiri amabwerera. Kuonjezera apo, chiwonongeko chochepetsera chicheperachepera chisanaperekedwe ngongole yatsopano, ngati choyamba chokwanira ngongole chikuwoneka chophweka. Amakono amangirizidwa ku bungwe la zachuma ndikubweranso tsiku lotsatira. Kenaka mudzalandira ngongole ya "yachibadwa," yomwe idzaperekanso chiwongoladzanja kachiwiri. Choncho bungwe la ndalama likhoza kukopa anthu omwe sangabwereke ngongole.
Kuonjezera apo, bungwe la zachuma limakopeka ndi deta yachinsinsi ya makasitomala omwe angathe. Kuti mupeze ngongole yolakwika, muyenera kuika zonse za ndalama pa tebulo. Choncho ogulitsa amachenjeza za mtundu umenewu wa ngongole.

Kutsiliza

Ndi ngongole yoipa, wobwereka akhoza kusunga ndalama. Palibe malipiro okhwima osinthira. Komabe, ayenera kufotokoza ndalama zake. Ngati mukufuna kudziwa zambiri za mfundo ya ngongole yolakwika, mukhoza kudziwa za vidiyo.

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