ngongole katundu

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Ngongole ya katundu ndi chiyani?

kuposa ngongole katundu ndi ngongole yaifupi yomwe wapatsidwa kwa wogula. Nthawi zambiri amatchulidwa kuti ngongole yamtengo wapatali kapena ngongole yamalonda. Pamene kulipira, malo enieni a kulipira aperekedwa. Wogula ntchitoyo akufunikira kuthetsa chikhoso chake pa tsiku lovomerezeka. Ndi mtundu wa ndalama. Komabe, Supplier ali ndi ufulu wosunga umwini mpaka kulipira katundu. Tonse timadziwa chiganizo "Zosungidwa zimakhalabe katundu wathu mpaka malipiro athunthu".

Kodi ngongoleyi ikugwira ntchito bwanji?

Pankhani ya ngongole yogulitsira katundu, malingaliro enieni amavomerezedwa pakati pa wopereka ndi wogula, nthawi zambiri izi ndi masiku 14. Ngakhale zili bwino, masiku a 30 akhoza kukhala aukonde. Ngati kasitomala akulipira katundu wake wolandila patsogolo pa malo operekera kulipira, wapatsidwa chithandizo chotchedwa Skontofrist! Izi nthawi zambiri zimakhala 3%. Izi zikutanthauza kuti kasitomala akhoza kuchotsa ndalamazo kuti asamalipire. Ndizomwe zimatsitsimula pa ndalama zonse. Pa akaunti ya wogulitsa (wogulitsa), ndiye chigamulo "Pakulipiritsa ndalamayi mu masiku 10 ndi 3% kuchotsera". Wogula malonda angachotsedwe kuchoka ku chikhomo cha 3%. Chifukwa cha malipiro operekedwa kwa masiku 30 wogulitsa ndi, ndiye ndalama ya chiwongolazo ndiye "Kulipira mkati mwa masiku a 30 kulipira ndalama.

Ndalama ndi Zochita za ngongole yogula katundu

Ubwino ndiwowonekera. Makampani ang'onoang'ono ndi makampani apakatikati amapindula ndi izi.
Simukuyenera kulipira pasadakhale ndipo atapatsidwa chikho iwo ali ndi nthawi yobwezera katunduyo. Pogulitsa ngongole ndi njira yomwe nthawi zambiri imafala. Ndilo mgwirizano wokha pakati pa wogulitsa ndi wobwereka, popanda banki ikuyenera "kulowetsedwa mu ngalawa". Ngongole yogula katundu nthawi zambiri imapezeka nthawi yomweyo. Palibe mafunso ovuta ku banki ndipo kuyembekezera chivomerezo sikufunikanso. Izi zimapulumutsa nthawi ndi misempha. Mayeso onse (creditworthiness a kasitomala) achotsedwa ndipo katundu akhoza kulamulidwa ndi kugulitsidwa mwamsanga. Masiku a 1-2 amatha kuperekedwa asanalandire chiphaso cha wogulitsa. Wothandizira ngongole angaperekedwe kwa makasitomala ku Germany, komanso kwa makasitomala akunja.
Koma wogulitsa ngongole nayenso ali ndi zovuta. Zimakhala ndi chiwongoladzanja chabwino cha chiwongoladzanja. Izi sizikutchulidwa pa invoice. Izi zikutanthauza kuti ngati wobwereka akugwiritsira ntchito mokwanira cholinga cholipira, amasiya kuchepetsa mitengo mwa kupereka ndalamazo. Ngati ikwaniritsa malipirowo, ndiye kuti chiwongoladzanja chokwera chiwongoladzanja ndi chachikulu kwambiri. Ikhoza kukhala pafupi ndi 30% yogwira ntchito ya pachaka ya chiwongoladzanja cha malipiro omwe akugwiritsidwa ntchito masiku a 30. Wogulagula amakhalabe wokhulupirira kuti adzapatsidwa ngongole yopanda chiwongoladzanja. Koma izi siziri choncho, mwatsoka amangoyang'ana poyang'ana poyamba.
Koma ngongole yogula katundu ndi njira yabwino kwambiri komanso yowonjezereka kuti chuma chikonzekere ndikupitiriza kubweza ngongole popanda mabanki. Ngongole ndi ngongole ya makasitomala ndi ngongole zazing'ono zamalonda, zomwe zimakhala ndi udindo wapamwamba mu nyuzipepala ya zachuma. Iwo amagwiritsidwa ntchito mokondwera ndipo amakhululukidwa mokondwera ndi wogulitsa. Ndi zophweka kusunga ndipo katunduyo amakhala katundu wa wogulitsa mpaka malipiro apangidwa.

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