wapabanja ngongole

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Kodi ngongole ya nyumba ndi yotani?

ndi wapabanja ngongole amawerengera ngati ngongole ya ngongole ya ngongole. Pogulitsa ngongole kwa mwini nyumba yemwe ali ndi ndalama zopanda malire kapena zoperewera, ambiri a ngongole amatseka. Mkaziyo alibe ndalama zokhazokha zomwe zimatsimikizira kuti wobwereketsayo adzabwezera ngongole yake. Kuonjezera apo, ngati sangathe kupeza ndalama, sizingatheke kulonjeza ngongole ya mwini nyumba - mwina kudzera mu akaunti kapena kulipira malipiro. Izi zimabweretsa mavuto kwa mabanki a ku Germany kupereka ndalama kwa amayi. Ndalama zimangopeza ndalama zokha kuchokera ku malipiro, malipiro kapena ntchito. Izi sizimaphatikizapo ndalama za boma monga zopindulitsa zapadera kapena gawo la ana, komanso palibe inshuwalansi ya zaumoyo kapena inshuwalansi.

Njira zosiyana za amayi kuti apeze ngongole

Sizosatheka kupeza ngongole ya amayi. Choyamba chikhoza kuchokera kwa moyo wa mkazi. Ngati iye ali wokwatira, akhoza kupempha ngongole ndi mwamuna kapena mkazi wake ngati wothandizira kapena wothandizana naye. Ubwino wothandizira ngongole ndikuti wokondedwayo ayenera kuchitapo kanthu pokhapokha ngati akulephera kulipira malipiro, kapena kuti kuchepetsa ndalama za mwezi uliwonse. Komabe, njirayi imakhala yopanda nzeru, popeza chidwi cholemetsa chimakhala chokwanira kuposa pamene mkaziyo amalandira ngongole. Kugwiritsa ntchito mopitirira malire kumayendetsedwa ndi bungwe la bajeti.

Zili zosiyana ndi ngongole zogwirizanitsa mayi wamasiye pa msika woyamba wa ntchito kapena kuyamba bizinesi. Pano boma limalimbikitsa amayiwa pogwiritsa ntchito mapulojekiti ambiri, kuti athe kuteteza ndi kudzilimbitsa okha kupyolera mu ndalama zawo. Makamaka amayi, omwe adalera ana awo kwa zaka zambiri, amalandira mgwirizano.

Azimayi osakwatira amakumana ndi mavuto aakulu kuti apeze ngongole. Pachifukwa ichi, ogulitsa ngongole amapereka ngongole ya amayi, zina mwazo zimaperekedwa ndi mabanki kapena osunga ndalama. Odala ngongole amaphatikizapo bungwe la ngongole, makampani kapena anthu ochokera ku Switzerland kapena Liechtenstein. Palibe kufufuza kwa ngongole kwa nzika za Germany. Komabe, Ajeremani sangathe kupereka pempho lachitsulo kwadzidzidzi kunja kwina, popeza kuti udindo wa malipotiwo ulipo nthawi zonse.

Kudzudzula Mkazi Wokwatiwa

Mabanki ochokera ku Germany amakopeka omwe angabwereke omwe ali amayi. Pambuyo pa izi, kawirikawiri zimaperekedwa zopindulitsa. Cholinga sichinali ngongole ya nyumba, koma "kufalitsa" makadi a ngongole omwe amaperekedwa kale. Amene amapereka misazi nthawi zina amachokera ku mayiko ena a EU. Misonkho idzaperekedwa pokhapokha mutalandira khadi lotchedwa ngongole. Amayi ambiri amasiye amaganiza kuti malire a ngongole amalembedwa pa khadi. Kuwonetsa kolakwika, chifukwa ndalama zokha zimapezeka, zomwe zalembedwa kale pa khadi.

Vuto lina ndilo ngongole yaikulu ya amayi, omwe angathe kubwereka ngongole ndipo sangathe kubwezera mtsogolo. Ngongole yazimayi yopanda ngongole siimangoyamba kugwiritsidwa ntchito ku bungwe la ngongole monga Schufa kapena Infoscore. Izi sizikutanthauza kuti izi zatsala choncho. Pakuti ngati mtengowu suli, kuthetsa kwa wogulitsa kungapangidwe ndipo bungwe la ngongole limadziwitsidwa ndi bungwe la ngongole.

Malangizo ndi chitetezo cha ogulitsa

Kawirikawiri ngongole ya nyumba ndiyo njira yokhayo yomwe ingagwirizanitse zikhomo mu thumba la nyumba. Komabe, posankha ngongole, amai ayenera kumvetsera voliyumu ndikuyerekeza zopereka zingapo. Pankhani ya zolakwika zomwe zilipo ku Schufa, ogulitsa ngongole nthawi zambiri amalipira ndalama zapamwamba kwambiri, zomwe zimatchulidwa kuti ndizopindulitsa. Ndibwino kuti musagwiritse ntchito ngongole ya banja ngati chovomerezedwa chaperekedwa kale.

mlingo: 4.0/ 5. Kuchokera pazithunzi za 2.
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