Unternehmerkredit

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Kodi ngongole ya entrepreneur ndi chiyani?

Der Unternehmerkredit adapangidwa makamaka kwa amalonda ndi ogwira ntchito. Ngati muyitanitsa bizinesi ya bizinesi, polojekiti yanu idzayang'aniridwa ndi bungwe la ngongole ndi kuchuluka kwa ndalama zogulitsa ngongole zomwe mwagwirizana. Chinthu chofunika kwambiri chomwe inu monga bwana wanu mukupatsidwa ngongole nkomwe ndi kusankha kovomerezeka kwa kampani yanu. Monga momwe mukugwirira ntchito ngongole yachinsinsi, kampani yanu imayesedwa ndi bungwe la ngongole kudzera mu ndondomeko ya ndondomeko. Zomwe zimagwiritsidwa ntchito pa izi sizunifolomu. Nkhani yotsatira ikukufotokozerani za ubwino wapadera wa ngongoleyo ya malonda ndi zomwe zagulitsa.

Phindu la ngongole ya entrepreneur

Ngongole yapadera yopanga malonda imakupatsani mwayi wopezera ndalama kuti mupange ufulu wanu. Mutatha kuitanitsa ndi kuvomereza, kuchuluka ngongole nthawi iliyonse. Kupeza ngongole yazamalonda ndikukumana ndi zovuta kwambiri kuposa ngongole ya boma. Chifukwa cha ichi ndi chakuti iwe monga wogulitsa malonda sangathe kulandira ndalama zonse ndipo ukhoza kupereka umboni. Popeza mulibe malingaliro atsopano, komanso zolimbikitsa ndi ntchito, zomwe zingakhale ndi zotsatira zabwino pa chitukuko cha chuma, mudzakhala ndi mwayi wokhala ndi ngongole ya bizinesi. Ngongole yachitukuko imakupatsani mwayi wopezera ndalama kuti mugwirizane ndi njira zamakono zamakampani anu, ngakhale ndalama zomwe zilipo sizikwanira.

Ngongole yogulitsa amalonda pazifukwa zapadera kwa amalonda

Ena mabanki apereke kwa wazamalonda ngongole pa wokongola mitengo wapadera ngati mukufuna kukonza monga anayambitsa kampani. Monga wogulitsa malonda, mukhoza, mwachitsanzo, kupereka malipiro apadera. Mwachindunji, izi zikutanthauza kuti muli ndi kusinthasintha kusankha kubwezera kapena malonda anu kuyamba-mmwamba ngongole mu mpukutu pamodzi kuonjezera pang'onopang'ono mwezi ndi kuchuluka ngongole ndipo motero kuchepetsa chiwongola dzanja. Ngati gulu lako si kuthamanga komanso inu, iye anali kuyembekezera, mosiyana ndi ziyembekezo, amapereka ngongole poyambira akuluakulu mwayi kugwiritsa ntchito kwa kuchepetsa ndalama ndi wokongoza wanu. Zowonjezera ndalama sizidzaperekedwa kwa inu muzochitika zachilendo. Kwa amalonda, ngongole ya amalonda imakhala ngati ngongole yokhayokha.

Malonda a entrepreneurship kwa amalonda

Mungagwiritse ntchito ndalama zogulitsa malonda kwa amalonda omwe ali ndi chiwongoladzanja chabwino ku KfW Bank. Pulogalamu ya ngongoleyi yadziika yekha cholinga cha ndalama zothandizira oyamba ndi amalonda apakatikati. Chiwongoladzanja cha ngongole ya ngongole ya malonda ndikuchepa kwa ndalama za 10 miliyoni za euro. Ngati mukufuna kugwiritsa ntchito ndalama zolipira ngongole, KfW Bank imatsimikiziranso chimodzimodzi Indemnification mu kuchuluka kwa zana la 50.

Zofunikira pa ngongole za malonda

Musanayambe kulandira ngongole ya maziko a bizinesi, muyenera kukwaniritsa zina. Mwachitsanzo, muyenera kupereka umboni wakuti muli ndi luso lofunikira komanso luso la zamalonda. Kuwonjezera pamenepo, maziko anu ayenera kukhala ogula. Makampani ochokera ku Germany ndi kunja angapemphe zofunsira ngongole ngati ali makamaka payekha. Pofuna kugulitsa gulu, ndalama zonsezi sizingakhale zazikulu kuposa 500 milioni ya euro. Ngati mukufuna kuyamba ntchito yanu kunja ayenera yachilendo kugwilira limodzi makampani kapena wocheperapo kapena kampani German chimene chikutsimikizira peresenti 30 malonda anu, ndilembe ngongole malonda.

Zothandizira komanso kusungitsa ndalama

Monga wogulitsa malonda, uyeneranso kupereka chithandizo chokhazikika pa ntchito ya Bank. Mudzaphunzira kuchuluka kwa ndalama kuchokera ku banki. Monga woyambitsa bizinesi, mumadziwa nthawi ya ngongole ndipo mungathe kusankha chaka choyamba chopanda malipiro.

mlingo: 3.0/ 5. Kuchokera pazithunzi za 2.
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